Profile Esron Hutauruk
Esron Hutauruk, S.H

Esron Hutauruk, S.H

Partner – Civil & Banking Dispute Resolution

Esron Hutauruk, S.H. is a Partner at JBD Law Firm and a member of the National Leadership Council (DPN) of the Indonesian Advocates Association (PERADI). He specializes in civil law, particularly in debt settlement, non-performing loans (NPLs) in banking, and financial restructuring. Esron is recognized as an accessible, communicative, and fair-minded advocate who always seeks balanced solutions that do not burden clients. With a human-centered, strategic, and solution-driven approach, Esron has successfully assisted dozens of clients—from individuals and SMEs to corporations—in resolving financial obligations without lengthy and costly litigation.

Education

  • Bachelor of Laws (S.H.), Faculty of Law, Simalungun University – Graduated 2015

Professional Experience

Partner, JBD Law Firm (2020–Present):

  • Leads the Non-Litigation & Banking Dispute Resolution division, handling:
  • Restructuring of bank and fintech debts (NPLs)
  • Negotiation of non-performing loan settlements
  • Mediation between debtors and creditors
  • Execution of collateral (paratel, hypothec, fiduciary transfer)

Public Defender, LBH AMIN (2015–2019):

  • Focused on structural legal aid for victims of unethical banking practices, illegal online lending, and aggressive debt collection.
  • Served as lead public defender for 4 years, focusing on structural legal aid for marginalized communities and victims of predatory financial practices. Key contributions include:
  • Represented over 150 low-income clients in debt disputes involving illegal online lenders, coercive collection tactics, and bank overcharging.
  • Conducted 10+ legal awareness sessions in detention centers (rutan) across North Sumatra and Jakarta, educating inmates on consumer rights, debt restructuring options, and post-release financial rehabilitation.

Core Expertise

  • Debt & NPL Resolution: Contract analysis, settlement negotiation, and obligation restructuring.
  • Non-Litigation: Mediation, conciliation, and drafting of settlement agreements.
  • Banking Law: Handling disputes related to mortgages (KPR), leasing, factoring, and collateral execution.
  • Financial Consumer Protection: Reporting to OJK, filing unlawful act claims (PMH) against illegal debt collection practices.

Leadership & Social Contributions

  • DPN PERADI Member – Actively involved in developing advocate ethics standards and non-litigation training.
  • Former Secretary General (Sekjend), PMKRI – Led advocacy for social justice among the youth.
  • Former Department Head, National Board of Catholic Youth (Pemuda Katolik) – Promoted financial and legal literacy in rural communities.

Service Philosophy

"Law is not just about winning in court—it’s about restoring dignity and hope to clients. I believe the, more often than not, the best solutions are born at the negotiation table, not under the gavel."